Privacy Policy
paydayloansshreveport.com (“we,” “our,” or “us”) respects your privacy and provides this Privacy Policy to explain how we may collect, use, disclose, and protect personal information when you visit our website or submit a loan request through our online connecting service.
paydayloansshreveport.com is not a lender and does not make credit decisions. We provide a connecting service only. A lender or lending partner in a network may review the information you submit and decide whether to offer you a loan. Approval, loan amount, rates, fees, repayment terms, credit checks, documentation requirements, and funding times vary by lender, state availability, and your individual circumstances.
Information We May Collect
We may collect personal information that you provide directly, including your name, email address, phone number, home address, date of birth, employment information, income information, requested loan amount, banking information, Social Security number, driver’s license information, and other details related to your loan request.
We may also collect technical and usage information automatically when you visit the website, including IP address, browser type, device information, pages viewed, referral source, cookies, session data, consent records, and security logs.
Some lenders or lending partners may verify your credit, request additional information, or require documentation before making a loan offer. Requirements vary by lender.
How We Use Information
We may use personal information to operate the website, process your loan request, transmit your information to lenders or lending partners in a network, help verify identity, prevent fraud, protect website security, maintain records, communicate with you, comply with legal obligations, improve website performance, and measure marketing effectiveness.
We may also use information to send service-related communications or marketing messages where permitted by law and consistent with your consent preferences.
How We Share Information
We may share personal information with lenders, lending partners, lead networks, marketplaces, service providers, marketing partners, compliance vendors, security providers, analytics providers, and other parties as needed to provide our connecting service, process your request, operate the website, prevent fraud, comply with law, or fulfill purposes described in this Privacy Policy.
When you submit a loan request, you direct us to share your information with lenders or lending partners that may review your request. These parties may contact you about loan options or related financial products and services, subject to applicable law and your consent preferences.
We are not responsible for the actions or inactions of any lender, lending partner, service provider, or third party that receives information as permitted by this Privacy Policy and applicable law.
Your Consent
By submitting your information, you confirm that you have read, understood, and agree to the Privacy Policy, Terms of Use, E-Consent, Responsible Lending, and Marketing Practices.
You understand that lenders, lending partners, or other authorized parties may contact you by phone, text message, email, or other methods, subject to applicable law and your communication preferences.
Financial Privacy Notice
Information submitted in connection with a financial-product request may be treated as nonpublic personal information under applicable federal financial privacy laws, including GLBA/FCRA where applicable. Federal law allows consumers to limit some, but not all, sharing of this information.
You generally cannot limit sharing that is necessary to process your loan request, connect you with lenders or lending partners, prevent fraud, comply with law, maintain records, or work with service providers that process information on our behalf.
To request a limitation on sharing of nonpublic personal information with nonaffiliated third parties for their own marketing purposes, email us at [email protected] with the subject line “GLBA Opt-Out” and include the name, email address, and phone number used with your loan request.
State Privacy Rights
Depending on your state of residence and the type of information involved, you may have the right to request access, correction, deletion, portability, opt out of sale or sharing, limit certain uses of sensitive personal information, opt out of certain profiling, or appeal a denied request.
These state-law rights may not apply to information processed in connection with a financial-product request when that information is governed by GLBA/FCRA or other financial privacy laws.
To exercise available privacy rights, email us at [email protected] with the subject line “Privacy Rights Request.” We may need to verify your identity before processing your request.
Do Not Sell or Share My Personal Information
Some state privacy laws define certain disclosures of personal information as a “sale” or “sharing,” even when money is not exchanged. Where applicable, you may opt out of future sale or sharing of personal information by emailing [email protected] with the subject line “Do Not Sell or Share.”
An opt-out request does not prevent sharing that is necessary to process your current loan request, comply with law, prevent fraud, or work with service providers acting on our behalf.
Cookies and Tracking Technologies
We may use cookies, pixels, tags, and similar technologies to operate the website, remember preferences, protect against fraud, analyze traffic, and measure marketing performance. You can adjust cookie settings through your browser. Blocking some cookies may affect how the website functions.
Our website may not respond to all “Do Not Track” browser settings because there is no uniform industry standard for those signals.
How We Protect Information
We use reasonable administrative, technical, and physical safeguards designed to protect personal information, including restricted access, secure transmission where appropriate, monitoring, and vendor controls. However, no method of transmission or storage over the Internet can be guaranteed to be completely secure.
Retention of Information
We retain personal information for as long as reasonably necessary to provide our services, process your request, maintain records, prevent fraud, resolve disputes, comply with law, and enforce agreements. Retention periods may vary based on the type of information and legal requirements.
Children’s Privacy
Our website and connecting service are intended for adults only. We do not knowingly collect personal information from individuals under 18. If we learn that we collected personal information from a person under 18, we will take reasonable steps to delete it.
Third-Party Websites and Offers
After submitting a loan request, you may be directed to or contacted by a lender, lending partner, or other third party. Their privacy practices are governed by their own policies and procedures. Review all terms, conditions, privacy policies, rates, fees, and repayment obligations before accepting any loan offer.
Service Availability
Our connecting service is not available to residents of Arkansas, New York, Vermont, or West Virginia. Availability may also vary based on lender participation, state law, and your individual circumstances.
Responsible Borrowing Notice
Short-term loans can be expensive and should be used responsibly. Before accepting any loan offer, review the lender’s rates, fees, repayment terms, late-payment policies, renewal policies, and potential credit score impact. Late or non-payment may result in additional fees, collection activity, and negative impact on your credit score.
Updates to This Privacy Policy
We may update this Privacy Policy from time to time. Any updated version will be posted with a revised “Last Updated” date. Your continued use of the website after updates are posted means the updated Privacy Policy applies to future use.
Contact Us
If you have questions about this Privacy Policy or want to exercise available privacy choices, contact us by email at [email protected].